Mortgage Center

Common Forms

Mortgage Application - 1003
Signature Authorization Form

What to bring to your loan application:

  • Drivers License
  • Most current paystubs with YTD earnings covering previous 30 days
  • Previous 2 years W-2 forms
  • Self employed borrowers are required to submit the 2 most recent years tax returns with all schedules (business and personal)
  • 2 most current months bank statements for checking, savings and investment accounts, all pages
  • Most recent quarterly statement for 401k and IRA accounts

For purchases and construction loans:

  • Purchase contract
  • Builder contract
  • Plans/specifications and cost breakdown

For refinance transactions:

  • Current statement or payment coupon book for loan(s) to be paid off
  • Homeowner's insurance declaration page
  • Current second mortgage information including note and payment statement

Purchase:

Construction

Refinance

We offer the following products:


*Subject to credit approval


For more information or to schedule an appointment, please contact:

James V. Lunarde,
Senior Vice President
Office: (269) 488-5976
Fax: (269) 323-3251
James.Lunarde@portagecommerce.com
Henry Ziolkowski,
Consumer & Mortgage Loan Officer
Office: (269) 488-5978
Fax: (269) 323-3251
Henry.Ziolkowski@portagecommerce.com