Account Name |
Minimum Balance To Avoid Fees |
Fees |
Other Information |
Basic Checking |
Maintain a minimum balance of $200 in your checking account for the statement period to avoid service charges. |
If your balance falls below the $200 minimum, you pay 20 cents per check/debit plus a $5 maintenance fee. |
Customers over age 62 and those with ten thousand dollar certificates of deposit are not subject to the minimum balance requirements on a basic checking account |
Select Checking |
Maintain a minimum balance of $500 in your Select Checking account for the statement period to avoid service charges. |
If your balance falls below the $500 minimum, you pay 20 cents per check/debit plus a $5 maintenance fee. |
|
First Rate Checking |
Maintain a minimum balance of $25,000 in your account for the statement period to avoid service charges. |
If your balance falls below the $25,000 minimum, you pay a flat fee of $25 per month. |
|
Basic Savings |
Maintain a minimum balance of $100 in your account for the statement period to avoid service charges. |
If your balance falls below the $100 minimum, you pay 20 cents per check/debit plus a $3 maintenance fee. There is also a charge of 50 cents per withdrawal in excess of five per month. |
You are limited to six transfers per month from this account. Customers under age 18 and over age 62 are not subject to the minimum balance requirements of the statement savings account. |
First Rate Savings |
Maintain a minimum balance of $1,000 in your First Rate Savings account for the statement period to avoid service charges. |
If your balance falls below the $1,000 minimum, you pay 20 cents per check/debit plus a $15 maintenance fee. |
Transfers are restricted to six per month, and only three of those transactions may be checks to third parties |
